Patvivi Inc. and Patrick Nwandu settle OMVIC's revocation proposal with agreed breaches on 15 trades, 15 unexplained bank deposits and a $50,000 letter of credit

Patvivi Inc. and its sole officer, Patrick Nwandu, ended, without a hearing and without a fine, the Registrar’s attempt to revoke their registrations by signing an agreed statement of facts that concedes breaches of three sections of the MVDA and ten provisions of its general regulation. On July 10, 2026, Licence Appeal Tribunal Vice-Chair Jeffery Campbell issued a consent order (2026 ONLAT MVDA 17913) disposing of the appeal on terms and conditions signed by the appellants on July 9 and by the Registrar on July 10, together with the agreed facts signed by all parties on July 9 ([2] to [4]). OMVIC’s enforcement table records the result for both as “Conditions of Registration - No Hearing,” with no appeal to the Divisional Court.

From a revocation proposal to a signed settlement

The Registrar issued the Notice of Proposal on October 2, 2025, proposing to revoke Patvivi’s dealer registration and Nwandu’s salesperson registration ([1]). On June 9, 2026, a Notice of Further and Other Particulars added further allegations about four vehicles, including a 2022 Lamborghini whose ownership was said to have been transferred to a numbered company without that company’s knowledge. A month later the parties settled, waiving the hearing under the consent-disposition provision of the Statutory Powers Procedure Act, and the Tribunal’s order makes both registrations subject to conditions the registrants consented to, as s. 6(2) of the MVDA allows.

This order attaches a 12-page agreed statement of facts. The Trinity Auto Brokers consent order carried terms and conditions and no findings, and here too no adjudicator found anything, but what Patvivi and Nwandu accepted is on the record.

What the parties agreed happened

Patvivi has been registered as a dealer since October 11, 2007 and Nwandu as a salesperson since September 9, 2005; at all material times he was Patvivi’s sole officer and Person in Charge (agreed facts, paras 1 to 3). On November 13, 2024, an OMVIC inspector attended the registered premises at 1520 Lodestar Road in Toronto for a scheduled books and records inspection and reviewed 15 vehicle trades: a 2012 Volkswagen Golf, a 2013 Honda Civic, a 2013 Hyundai Elantra, a 2015 BMW i8, a 2015 BMW X5, a 2016 Mazda 3, a 2017 Honda Ridgeline, a 2017 Toyota RAV4, a 2018 McLaren, a 2019 Honda Accord, a 2020 Ferrari Portofino, a 2022 Mercedes-Benz Sprinter, one 2020 Lamborghini Huracan and two 2022 Huracans (paras 4 to 6).

The agreed breaches fall into five groups.

• As-is statements. Ten of the vehicles were sold as-is without the buyer initialling the as-is statement that s. 40(2) of O. Reg. 333/08 requires.
• Undisclosed material facts. Under s. 42, Nwandu failed to disclose accident damage over $3,000 on the Elantra, the i8 and the Sprinter; insurer total-loss declarations on the Ridgeline, the McLaren, the Accord and the Ferrari; the X5’s prior out-of-province registration; the RAV4’s cancelled manufacturer’s warranty; the Ferrari’s broken odometer; and the Sprinter’s history as a daily rental. In every case but the Elantra, the agreed facts record that the fact had been disclosed to Patvivi when it bought the vehicle. The Ferrari’s trade-in, a 2017 Ferrari California, was also not recorded on the bill of sale in the clear, comprehensible and prominent manner s. 43(2) requires (paras 17 to 71).
• False names on bills of sale. The purchaser named on the bills of sale for the Civic, the i8, the Mazda and the McLaren did not match Ministry of Transportation (MTO) records; for the McLaren the buyer was listed as Vaughan Collision Centre. Nwandu confirmed at the inspection that the names and signatures were incorrect, and the parties agree this contravened s. 26 and s. 27 of the Act (paras 15, 26, 36, 50). The parties also agree that the Golf, the X5 and the Accord trades, each with a bill of sale Nwandu signed as salesperson, involved falsified documents or information contrary to s. 26 (paras 12, 32, 57). On the 2022 Lamborghini with VIN ending 8463, ownership was transferred on June 14, 2024 to 2553158 Ontario Inc. without that corporation’s knowledge or consent, and no authorized representative signed a bill of sale, so on the agreed facts the information Nwandu gave the MTO to complete the transfer was false (paras 74 to 78).
• The bank deposits. The inspector asked Nwandu to explain 15 undocumented deposits into Patvivi’s TD account made between July and October 2024, in amounts the agreed facts list from $10,000 to $191,700. Nwandu said he was unsure of their source, was given until November 25, 2024, then two extensions to December 9, and did not produce the documents; when the inspector returned on January 7, 2025, he said he had failed to obtain them. The parties agree that withholding the documents obstructed the Registrar’s investigation, contrary to s. 15(5) (paras 79 to 87).
• Records. The agreed facts close with Patvivi’s contraventions of s. 53 and s. 56 of the regulation, the trade-record and record-retention rules, alongside the sections above (para 89).

What the 53 conditions require

Most of the terms restate obligations every dealer already has: books and records kept at the registered premises under ss. 52 to 60 of the regulation, disclosure of every material fact on the bill of sale in writing, no fees represented as required by law when they are not, no new private financing without the Registrar’s approval. Four go further.

• A trust account. Patvivi must confirm within five business days that a dealer’s trust account has been opened under s. 25, and every deposit, every financing advance received before delivery, and every payment for a third-party warranty goes into it (terms 31 to 33).
• The 15 deposits. Within 60 days of the order Patvivi must produce the source, the supporting documents and the subsequent use of each of the 15 deposits the inspector asked about in 2024. If TD Bank has not produced the records, Patvivi has 30 days to explain and to hand over every written request it has made to the bank since November 18, 2024 (terms 37 to 39).
• A $50,000 letter of credit. Within 90 days, an irrevocable letter of credit in favour of the Motor Vehicle Dealers Compensation Fund, to stay in place until two years after the business closes, with any early release needing a written request from every owner and officer and no earlier than two years after deposit (terms 40 to 43). Trinity’s was $35,000; the $25,000 letter the Tribunal struck from Vaughan Fine Touch’s registration had been imposed, not agreed.
• Key Elements for everyone. Nwandu must pass the MVDA Key Elements course with at least 80 percent by October 15, 2026, and so must every salesperson Patvivi employs, with future hires given 30 days from their first day and the dealer paying (terms 44 and 45).

Term 52 records that the Registrar may still act, up to a new proposal to suspend or revoke, on the three grounds it names: honesty and integrity, financial responsibility, and compliance with the terms. The agreed facts and the conditions together are the final settlement of the October 2025 proposal. The next date that matters is October 15, 2026, when Nwandu and every Patvivi salesperson must have passed Key Elements.